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Mortgage News

Mortgage news is everywhere. Mortgage protection and the housing market are some of the most eagerly discussed topics in the news media and across the UK in 2008. Due to the credit crunch and the collapse of the sub-prime lending market in America, conditions are difficult for homeowners, with a different set of challenges for prospective buyers. Not only are people facing difficulties in getting new mortgages agreed, but increasingly some are finding themselves unable to make mortgage payments. Here we keep an eye on the latest developments in the market, government statements and key issues which will effect your homeownership/mortgage situation in the months to come.

Recent articles

Mortgage holders needing protection despite government plan

January 2009

Homeowners throughout the United Kingdom are facing up to increasing pressures exerted by the economic downturnand a new government initiative will not be able to help everyone.

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Mortgage and remortgage deals suffer in new reality

October 2008

In this housing market, gaining a mortgage or agreeing a remortgage deal continues to be problematical during a credit crisis where unprecedented events have rocked the financial system.

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Homeowners could be unable to make mortgage payments in credit crunch

August 2008

It is hard to miss the almost daily woe of credit crunch doom and gloom around mortgage payments and domestic income. Scratch beneath the surface though and there is real concern about how close many ordinary people could be to financial disaster.

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Phone for quote: 012 345 678

Quick Quote

£
Please note the maximum
insurable monthly amount is 50%
of your gross monthly salary
upto a maximum of £2,000.
   
   
Mortgage Only Mortgage + Other Bills
£
Gross annual salary is
your basic salary. Excluding
any bonuses, overtime and
commission earned.
 
 

Price comparison

Price comparison
Insurer Premium
Columbus Direct £48.50
Abbey £63.60
Halifax £59.40
Nationwide £58.90
Source...
This research was commissioned by Columbus Direct and was conducted during the first week of March 2009 by Independent research group Aware. Monthly premiums quoted based on an individual aged between 21-30 taking cover for £1000 mortgage & bills - cover to include Accident, Sickness and Unemployment from day 1.
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